You have to know, as a credit consumer what certain actions can be regarded to be credit repair violations. Knowing this could help you understand the right process of improving your credit score as well determining whether or not your rights remain not violated.

A recent article said the following:

Following cases are considered to be harassment or abuse:
• Debt collectors harass, oppress, or abuse any person
• Threat of Force or criminal means to harm you or your property
• Using profane language
• Calling repeatedly
• Calling you without disclosing identity (“I am a debt collector attempting to collect a debt”)
• Most of the collection agencies violating the laws are famous for presenting false and misleading information to recover the payments from the consumers. They will attempt to collect more than what is owed.

You should therefore only hire trusted and reliable credit repair companies who can work with you hand in hand when it comes to improving your credit record like Lexington Law for instance.