Knowing your credit report is important. It is the responsibility of every credit user to monitor his or her credit report closely and regularly in order to ensure that all the information presented in the statement are true and correct at all times.

A recent article said the following:

“You have the right to know what’s in your credit report, but you have to ask for the information. The consumer reporting company must tell you everything in your report, and give you a list of everyone who has requested your report within the past year - or the past two years if the requests were related to employment.”

Learning about this helpful information could guide you on how to maintain a good credit or dispute any incorrect information found in your credit statement with the help of credit repair firms like Lexington Law.